Short term health insurance protects against unexpected medical bills from accidents and illnesses. Coverage can range from hospital, emergency room care to outpatient services and prescription drug benefits.
Temporary health insurance is a quality, affordable plan of medical insurance designed specifically for people who are temporarily without health insurance. Coverage can become effective as early as the next day, be purchased for periods as short as 30 days - 180 days, although some plans may offer coverage up to 12 months, and can be paid for in a single payment or by monthly installments. The minimum number of days you can purchase temporary health insurance is usually listed as 30.
Applicants must also pass a simple medical questionnaire for short term medical insurance coverage approval. Once approved and covered by a temporary health insurance plan in the event of a sickness or injury, an insured person may receive treatment from any licensed healthcare provider or facility anywhere in the U.S
Short-term health insurance plans are an option when:
- You're between jobs
- Can not afford COBRA
- Starting a new job etc.
- Are a recent college graduate
- Waiting for employer benefits
- Temporary or seasonal employee
- Waiting for group coverage to start
- Are a temporary or part time worker